Beijing mom calculates two child lowest cost, economic condition becomes biggest trouble 混个神仙当当

Beijing mother calculated two children the lowest cost the economy into the biggest troubled Beijing mother of two children to calculate the lowest cost most of the family suffered a happy trouble – reporter Fu Suying in January 1, 2016, China’s full liberalization of the two child policy, the year of the monkey "baby boom" pre stage gradually strong. Before the Spring Festival holiday, the "Securities Daily" reporter visited potential "two children" family, but understanding is the result of "baby boomers" can be scheduled to come is unknown, many families suffered a happy trouble during the spring festival". Many families are worried about the policy: the policy has allowed two children, but the economic situation is not allowed, want to live and dare not live. This has become a common problem for many families. Even Beijing family drying out two children cost: prenatal cost is about 10 thousand yuan. Among them, during the inspection, ultrasound, and other drugs you need about 2000 yuan; a series of pregnancy nutritional needs about 3000 yuan; radiation-proof clothes, pillow and maternity of about 1000 yuan; ordinary maternity hospital, cost 4000 yuan labor supply. If you encounter caesarean section, the cost is from 6000 yuan to -1 million yuan. In accordance with the Beijing maternity insurance system, the cost can be offset basically, the economic pressure on the family is not big. Cost: two children continue to count until the age of three, milk powder, diapers and other illness costs about 50 thousand yuan. In fact, children in kindergarten, the cost of raising children is mainly milk, diapers and nurse the cost of the three items. If you need a babysitter, spend at least $3000 to $5000 a month." A mother of two has taken out a child book from Beijing. "In addition to these items, there are a lot of piecemeal expenses. Such as early education, toys and other necessary expenses." The Beijing mother said. The cost of two children increases with the increase of children’s age: the cost of kindergarten from 3 to 6 years old is at least 46 thousand and 800 yuan. "The public kindergarten fee each month to 1000 yuan, in a public kindergarten in Beijing city as an example, every month hosting fees at least 1000 yuan, 200 yuan meals, other expenses 100 yuan. In this way, at least 1300 yuan per month, 3 years, 36 months, a total of 46 thousand and 800 yuan." The mother said, if it is a private kindergarten, much higher than public kindergartens, private kindergartens in not including meals and other expenses under the premise, the cost per month at least 2000 yuan. Beijing mothers have listed bigger expenses in the future: the cost of elementary school to college is at least 200 thousand yuan. "Compared with the big city small city, the high cost of education become the most working families burden, which is the most one of the biggest resistance plan the second child of the family, so they want to dare facing students’ choice." Beijing mother speaks frankly. Its 200 thousand yuan education cost plan: primary school, only primary training and interest classes and other expenses need at least 20 thousand yuan. Add to the cost of living, clothing, mobile phones, breakfast and hosting, etc., 6 years, at least 40 thousand yuan. "In fact, which I did not dare to carry on

北京妈妈计算二孩最低成本 经济状况成最大困扰   北京妈妈计算二孩最低成本 多数家庭遭遇“幸福的烦恼”   ■本报记者 傅苏颖   2016年1月1日起,我国全面放开“二孩”政策,猴年“婴儿潮”的预期逐渐强烈起来。趁着春节假期,《证券日报》记者走访了潜在“二孩”家庭,但了解的结果是“婴儿潮”能否如期来临尚属未知数,许多家庭在春节期间遭遇“幸福的烦恼”。   不少家庭探讨时均有担心:政策已允许生二孩,但经济状况却不允许,想生又不敢生。这成为很多家庭共有的困扰。   甚至有北京家庭晒出了二孩成本:产前费用约为1万元左右。其中,孕期检查、B超、药费等约需要2000元;孕期一系列营养品约需要3000元;防辐射服、抱枕及孕妇装等约1000元;普通妇产医院,顺产费用供给4000元左右。如果遭遇剖腹产,费用则在6000元至-1万元不等。按照北京生育保险制度,此笔费用基本可以抵消,对家庭的经济压力不大。   二孩成本继续算:三周岁之前,奶粉、尿不湿以及生病等费用约为5万元。   “实际上,孩子在上幼儿园之前,抚养孩子的费用主要是奶粉、尿不湿和保姆这三项开支。如需要请保姆则每个月增加至少3000元至5000元的开支。”一位已经有二孩的北京妈妈拿出了养孩账本。   “除了这些大项开始,还有很多零碎开支。如早教、玩具等必要开支。”这位北京妈妈说。   二孩成本随着孩子年龄增长呈递增态势:幼儿园3岁至6岁费用至少在4.68万元以上。   “公立幼儿园的费用每个月需要1000元以上,以北京市一家公立幼儿园为例,每个月托管费最少1000元,饭费200元左右,其他杂费100元左右。这样算起来,每个月至少1300元,3年36个月,总共4.68万元。”北京妈妈称,如果是私立幼儿园,要比公立幼儿园高出很多,私立幼儿园在不包括餐费和其他学杂费的前提下,每个月费用至少在2000元以上。   北京妈妈已经列出未来更大的开支:从小学到大学的费用至少需要20万元。   “与小城市相比,大城市高额的教育费用成为大部分工薪家庭的负担,这也是多数有计划生二孩家庭的最大阻力之一,因此面临‘想生又不敢生’的抉择。”北京妈妈坦言。   其20万元教育成本这样计划:小学阶段,仅小学培训和兴趣班等费用最少需要2万元。外加生活费、衣物、手机、早餐以及托管等林林总总的费用,6年下来,至少要4万元。   “实际上,这里面我没敢提开学区房,这一成本已经无法用养孩成本来估算。”北京妈妈说。   初中和高中阶段,预计费用大致需要9.5万元至10万元。大学阶段四年,费用大概约7万元。其中,一般的孩子考上大学后,4年学费2万元左右;杂费、生活费一个月1000元左右,加上来回家和旅游的费用,总计5万-6万元。至于考研或留学,更是看个人情况而定。如果本科之后要继续深造,还得准备10万元-80万元不等,以供孩子在国内读研究生或留学。   “总体而言,新增一孩后,从孕期到大学毕业,每个家庭需增加开始30多万元。此外,再考虑新增一孩后需增加的住房面积、家长陪护孩子的时间和精力等因素,可能令很多家庭望而却步。”上述北京妈妈说。 进入【新浪财经股吧】讨论相关的主题文章:

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